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Long-Term Care Insurance
Long-term care is required for many Americans with permanent disabilities and illnesses. Assisted living, whether at home or in a nursing home, is very expensive and long-term care insurance helps to cover the insured¡¯s medical and non-medical costs. While most people in need of long-term care are elderly, long-term care may be necessary at any age. Insurance helps to protect everyone from the financial difficulties that an unexpected need of long-term care might create.